KASFunds is an advanced fintech platform leveraging machine learning to evaluate individuals' financial histories and generate personalized credit scores, enabling better positioning for loan applications to assist new immigrants, individuals and employees in accessing improved financing options. The solution streamlines the loan application process, providing comprehensive financial risk assessment reports for banks and other lenders and expediting loan approvals, as well as provides a value-added service for employee benefits packages.
Machine learning-driven, inclusive credit assessments for expanded financing opportunities.
Streamlined loan processing for faster, informed decisions by banks.
Personalized financial guidance empowering users for better decision-making.
Enhanced employee benefits for improved recruitment and retention.
KASFunds leverages machine learning to transform credit assessments, unlocking financing for underserved populations. Streamlining bank processes and empowering users, it creates a more accessible financial landscape.
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co-founder and CEO
I bring over 20 years of expertise integrating governance, risk, and compliance in complex environments with extensive experience leading Information and Cyber Security departments across many companies within Financial Technology.
Co-founder & CFO
My experience demonstrates my ability to develop and implement financial strategies, identify and mitigating risks, as well as cultivate positive relationships.
Co-founder & CTO
I am the CTO of the KASFunds team and bring over 10 years of data analytics and software development expertise, over 5 years of experience establishing a Business Intelligence and Data Analytics division
Jane cooper
Jaxonpeterson
Why credit score calculate when applying for a loan ?
Credit score is calculated when applying for a loan to help lenders determine the borrower's risk level and likelihood of repaying their debt.
How can I track my credit score?
You can track your credit score through various methods, including checking your credit report from the major credit bureaus (Equifax, Experian, and TransUnion), signing up for a credit monitoring service, or using a credit card that provides free credit score tracking as a benefit.
What is credit score ?
A credit score is a numerical representation of an individual's creditworthiness based on their credit history, ranging from 300 to 900. It is used by lenders and financial institutions to assess the risk of lending money to the individual.
How much loan approval probability in kASFunds ?
The loan approval probability on a kASFundswill depend on various factors, including the borrower's credit score, income, employment history, and debt-to-income ratio. It's difficult to provide a specific probability as each website and lender has their own underwriting criteria and approval rates. However, borrowers with good credit scores and stable income are generally more likely to be approved for a loan.
How does my credit score affect the interest rate on my loan ?
Generally, borrowers with higher credit scores are offered lower interest rates on loans, while borrowers with lower credit scores may be offered higher interest rates to compensate for the higher risk.
How to increase Credit Score?
To increase your credit score in Canada, pay bills on time, keep credit utilization low, maintain a long credit history, review credit reports for errors, avoid opening multiple accounts, and avoid collections or bankruptcies.