About us

Get to know about KASFunds

KASFunds is an advanced fintech platform leveraging machine learning to evaluate individuals' financial histories and generate personalized credit scores, enabling better positioning for loan applications to assist new immigrants, individuals and employees in accessing improved financing options. The solution streamlines the loan application process, providing comprehensive financial risk assessment reports for banks and other lenders and expediting loan approvals, as well as provides a value-added service for employee benefits packages. ​

Our Features

KASFunds unique features to help loan seekers

  • Lower Default Risk

  • Favourable Rates

  • Lower Processing Times ​

  • Profile Based Product Match Making​

  • Risk Profile Build up and Scoring

  • Credit History Migration​

  • Bank and Credit Card Recommendations​

  • Machine Learning and AI Functionality ​

Inclusive ​Credit Scoring

Machine learning-driven, inclusive credit assessments for expanded financing opportunities.

Streamlined ​Loan Processing

Streamlined loan processing for faster, informed decisions by banks.

Financial Education​ and Guidance

Personalized financial guidance empowering users for better decision-making.

Enhanced ​Employee Benefits​

Enhanced employee benefits for improved recruitment and retention.

Our solution

Get to know about KASFunds Solution

KASFunds leverages machine learning to transform credit assessments, unlocking financing for underserved populations. Streamlining bank processes and empowering users, it creates a more accessible financial landscape.​

Pricing

Choose your plan

  • Corporate

    Good for start

    • 1-25 employees - $200 per month​​
    • 25-100 employees - $500 per month ​​
    • 100 – 250 employees - $1000 per month​

Our Team

Meet the Minds Behind KASFunds

  • Bharat Soni

    co-founder and CEO

    I bring over 20 years of expertise integrating governance, risk, and compliance in complex environments with extensive experience leading Information and Cyber Security departments across many companies within Financial Technology.

  • Ahmad Amin

    Co-founder & CFO

    My experience demonstrates my ability to develop and implement financial strategies, identify and mitigating risks, as well as cultivate positive relationships.

  • Syama Makkattil

    Co-founder & CTO

    I am the CTO of the KASFunds team and bring over 10 years of data analytics and software development expertise, over 5 years of experience establishing a Business Intelligence and Data Analytics division

Our customers

What customers are saying

I was hesitant to apply for a loan because I wasn't sure if my credit score was good enough. However, I found this kASFundsand was pleasantly surprised by how easy it was to compare loan options and get pre-approved. kASFundsalso provided helpful information on how credit scores affect loan eligibility and interest rates.

Jane cooper

Because I wasn't sure if my credit score was high enough, I was reluctant to apply for a loan. I came across kASFunds, though, and was pleasantly impressed by how simple it was to research loan alternatives and get pre-approved. The information from kASFunds about how credit scores impact loan eligibility and interest rates was also beneficial.

Jaxonpeterson

FAQ

To help you better understand our services

Credit score is calculated when applying for a loan to help lenders determine the borrower's risk level and likelihood of repaying their debt.

You can track your credit score through various methods, including checking your credit report from the major credit bureaus (Equifax, Experian, and TransUnion), signing up for a credit monitoring service, or using a credit card that provides free credit score tracking as a benefit.

A credit score is a numerical representation of an individual's creditworthiness based on their credit history, ranging from 300 to 900. It is used by lenders and financial institutions to assess the risk of lending money to the individual.

The loan approval probability on a kASFundswill depend on various factors, including the borrower's credit score, income, employment history, and debt-to-income ratio. It's difficult to provide a specific probability as each website and lender has their own underwriting criteria and approval rates. However, borrowers with good credit scores and stable income are generally more likely to be approved for a loan.

Generally, borrowers with higher credit scores are offered lower interest rates on loans, while borrowers with lower credit scores may be offered higher interest rates to compensate for the higher risk.

To increase your credit score in Canada, pay bills on time, keep credit utilization low, maintain a long credit history, review credit reports for errors, avoid opening multiple accounts, and avoid collections or bankruptcies.